Last Updated: July 6, 2026
Welcome to STUDY KATORA (https://studykatora.in).
These Terms and Conditions (“Terms”) govern your access to and use of the STUDY KATORA website, including all content, digital products, services, and resources available through our platform.
By accessing or using this website, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these Terms, please discontinue using our website.
About STUDY KATORA
STUDY KATORA is an educational platform created by Neeraj Kumar Mahi to provide study notes, premium PDF notes, educational articles, and other learning resources for students.
Our primary focus is to make quality educational content easily accessible, especially for Bihar Board students, while also publishing educational resources that may benefit students across India.
Acceptance of Terms
By visiting our website, creating an account, purchasing a digital product, or using any of our services, you confirm that:
- You have read these Terms and Conditions.
- You agree to comply with all applicable laws.
- You accept our Privacy Policy, Disclaimer, and Refund Policy.
- You will use our website only for lawful purposes.
Use of Our Website
You agree to use STUDY KATORA responsibly and in a manner that does not harm the website, its services, or other users.
You must not:
- Attempt to gain unauthorized access to the website.
- Disrupt or interfere with website functionality.
- Upload malicious software or harmful code.
- Copy or misuse website content without permission.
- Engage in fraudulent or illegal activities.
We reserve the right to suspend or restrict access if any misuse is detected.
Digital Products
STUDY KATORA offers downloadable digital products, including PDF Notes and educational resources.
By purchasing any digital product, you acknowledge that:
- The product is delivered electronically.
- You are purchasing a license for personal use only.
- The product remains the intellectual property of STUDY KATORA.
- Digital products cannot be returned once delivered.
Customers are responsible for reading the product description before completing a purchase.
Payments
Payments for digital products are processed through secure third-party payment gateways.
We do not store your debit card, credit card, UPI PIN, banking password, or other sensitive payment information on our servers.
Orders are processed after successful payment confirmation.
Pricing
We reserve the right to modify product prices at any time without prior notice.
Price changes do not affect orders that have already been successfully completed.
Refunds
Because our products are digital and can be copied after download, all sales are generally considered final.
Refunds are governed by our separate Refund and Returns Policy, which forms part of these Terms and Conditions.
Please review that policy carefully before purchasing any digital product.
Intellectual Property
Unless otherwise stated, all content available on STUDY KATORA—including but not limited to:
- Articles
- Study Notes
- PDF Notes
- Images
- Logos
- Graphics
- Website Design
- Downloadable Resources
is the intellectual property of STUDY KATORA and is protected by applicable copyright and intellectual property laws.
You may not:
- Copy our content.
- Republish our articles.
- Resell our PDF Notes.
- Upload our digital products to other websites.
- Share download links publicly.
- Modify or redistribute our products for commercial purposes.
Written permission is required before using our content beyond personal use.
User Accounts
If you create an account on STUDY KATORA, you are responsible for maintaining the confidentiality of your account credentials.
You agree to provide accurate information and to notify us immediately if you believe your account has been accessed without authorization.
We reserve the right to suspend or terminate accounts involved in suspicious or fraudulent activities.
Third-Party Services
Our website may integrate or link to third-party services, including:
- Payment gateways
- Analytics services
- Advertising platforms
- External educational resources
We are not responsible for the content, privacy practices, or policies of third-party websites or services.
Website Availability
We strive to keep our website available at all times. However, we do not guarantee uninterrupted access.
The website may occasionally become unavailable due to:
- Maintenance
- Technical issues
- Server problems
- Security updates
- Circumstances beyond our control
We shall not be liable for temporary interruptions in service.
Limitation of Liability
While we make every effort to provide accurate educational content, STUDY KATORA does not guarantee that all information will always be complete, error-free, or suitable for every student’s individual needs.
We are not responsible for:
- Academic results.
- Examination performance.
- Decisions made based on our content.
- Temporary website errors.
- Technical failures.
- Loss resulting from misuse of our digital products.
Your use of this website is entirely at your own risk.
Educational Content
All study materials, articles, and PDF Notes are provided for educational and informational purposes only.
Students should always verify important academic information through their schools, teachers, or official educational board notifications whenever necessary.
Privacy
Your privacy is important to us.
The collection and use of your personal information are governed by our Privacy Policy.
By using our website, you consent to the collection and processing of information as described in that policy.
Changes to These Terms
We may update these Terms and Conditions from time to time to reflect changes in our services, legal requirements, or business practices.
Any updates will be published on this page along with the revised “Last Updated” date.
Continued use of the website after changes are published constitutes acceptance of the updated Terms.
Governing Law
These Terms and Conditions shall be governed by and interpreted in accordance with the laws of India.
Any disputes arising from the use of this website shall be subject to the jurisdiction of the competent courts in India.
Contact Us
If you have any questions regarding these Terms and Conditions, please contact us through our official Contact Page.
Website: STUDY KATORA
Website: https://studykatora.in
Founder: Neeraj Kumar Mahi
Thank you for using STUDY KATORA. We appreciate your trust and remain committed to providing valuable educational resources and a secure learning experience.